With the certificate Health Care Express, investors have the annual opportunity for early redemption from the second year onwards, and therefore a chance for 5% yield per year, if the closing price of the STOXX® Europe 600 Health Care EUR Price Index quotes at or above the starting value at one of the annual valuation dates.If the index quotes below the starting value at the annual valuation date, the term is extended by one year each - up to a maximum of five years. In the event of a barrier violation at the end of the term (60% of the starting value), investors are exposed 1:1 to the market risk and will receive a redemption according to the index performance.

Details on the STOXX® Europe 600 Health Care index as well as the current list of index members can be found on the website of the index provider STOXX Ltd.