The certificate OMV Express 3 offers an annual opportunity for early redemption, enabling investors to obtain a yield of 10% per year if the share of OMV AG quotes at or above its starting value at one of the valuation dates. If the share quotes below the starting value, the term extends by another year - up to a maximum of five years. In the event of a barrier violation (50 % of the starting value) at the final valuation date, the investor is entirely subject to market risk and physical delivery of OMV shares is effected.