The Mercedes-Benz Express 5 certificate provides the opportunity for early redemption each year and enables investors to obtain a profit of 10% per year if the price of the Mercedes-Benz Group share quotes at or above the annually declining termination level. In case the share price quotes below the respective termination level, the term will be extended by another year - up to a maximum of 5 years. If the barrier is violated at the end of the term, the investor is entirely subject to market risk and physical delivery of Mercedes-Benz Group shares is effected.