The certificate Austria Express 4 you have an annual yield opportunity of 8% as well as the option of early redemption. If the underlying is at or above the starting value on one of the annual valuation dates, (early) redemption is affected including interest of 8% per year of term. In the event of a barrier violation at the end of term, investors are exposed to market risk on a one-to-one basis This means in this case that a significant loss of capital is possible.